Stay Prepared with Umbrella Protection

When it comes to staying dry from the rain, a good umbrella is a must. When it comes to protecting you from the uncertainties and liabilites not covered by other policies, umbrella protection is also a must. If you’ve ever wondered what kind of coverage it offers, read on.

An umbrella policy provides excess liability coverage on top of other policies. If you’re at fault for a serious accident, you’ll need it. Umbrella insurance also gives you liability coverage in instances where other policies don’t. If you’re thinking of adding umbrella coverage, consider these factors:

Personal umbrella policies typically offer between one and five million dollars of liability coverage. Consider your net worth when choosing your coverage—you could be sued for everything you have.

An umbrella policy is not a stand-alone policy. Your insurance carrier will typically require you to meet certain qualifications, such as having an auto policy with a certain level of liability coverage.

If you insure a motorcycle, ATV, golf cart, snowmobile, motorhome, or watercraft, your umbrella policy may provide additional liability coverage. Be sure to confirm your coverage on these types of vehicles.

If you’re curious about how umbrella insurance might play a role in protecting the life you’ve built or plan to build, we’re here to help. Click here to get a quote or for more information.